The Importance of Life Insurance in Building a Solid Financial Foundation

(Originally published June 5, 2019) When I think of life insurance, I think of it as one of the most important aspects of my financial life.  If something were to happen to me, I would want my children to be able to pick up the pieces and not have to worry about how they areContinue reading “The Importance of Life Insurance in Building a Solid Financial Foundation”

How to Title Large Purchases

(Originally published July 3, 2019) When making a large purchase people do not generally give much thought to how that asset is titled.  They will most likely default to owning it in their own individual name, or if they are a couple, in both of their names. What if I told you that how youContinue reading “How to Title Large Purchases”

Build and Support Black Businesses (Race Relations Pt 2)

In my last blog, I wrote about how something has got to change. It is true that we are at an apex with the way that Blacks have been treated in America and people are just plain tired of it. Now it is time for lasting solutions that will empower Black people for generations toContinue reading “Build and Support Black Businesses (Race Relations Pt 2)”

Something Has Got to Change (Race Relations in America)

 “Injustice anywhere is a threat to justice everywhere. We are caught in an inescapable network of mutuality, tied in a single garment of destiny. Whatever affects one directly, affects all indirectly.” -Martin Luther King, Jr, Letter from the Birmingham jail 1963 “Be peaceful, be courteous, obey the law, respect everyone; but if someone puts hisContinue reading “Something Has Got to Change (Race Relations in America)”

When a Member of your Blended Family has Special Needs

According to The National Survey of Children with Special Healthcare Needs, 12.8% of children under age 18 in the United States, or about 9.4 million children are estimated to have special healthcare needs. These special healthcare needs span from very severe- totally disabled to more mild needs. Blending families comes with its own challenges; biologicalContinue reading “When a Member of your Blended Family has Special Needs”

Why You Need a Blending Agreement for Your Blended Family

Blended or step-families come in all different shapes and sizes. The way that these unique families handle finances comes in just as many varieties. Some families go for the more traditional route of merging all financial matters into joint accounts and making all financial decisions together. Other families choose to keep everything separate and operateContinue reading “Why You Need a Blending Agreement for Your Blended Family”

Estate Planning During an Emergency

Estate planning is generally a deliberate and well thought out process that is carried out throughout the life of the person doing the planning. You may think about who gets your prized art collection in the event of their death, who is going to make medical decisions in the event of your incapacitation, and whoContinue reading “Estate Planning During an Emergency”

Share Your COVID-19 Story

Good and bad has come from this global pandemic. This week I want to share my good and bad and hear from you about your good and bad. Yes, I am counting down the days to when this thing will be over. However, I understand that there is no quick fix and it will getContinue reading “Share Your COVID-19 Story”

Finding Liquidity During COVID-19 Emergency

The past few weeks have been a whirlwind of information on what is really going on with the spread of COVID-19. Continent to continent, state to state, person to person, we are learning more about this highly contagious and deadly virus every single day. More recently the federal government has approved a $2 Trillion stimulusContinue reading “Finding Liquidity During COVID-19 Emergency”